sidetabindex

7 days to 45 days

@ 3.25%

46 days to 180 days

@ 4.50%

181 days to 1 year

@ 5.25%

1 year to 2 year

@ 6.25%

2 year to 3 year

@ 5.75%

above 3 years

@ 5.50%

Housing Loan

@ 8.75%* To 10%

Vehicle Loan

@ 9%

Personal Loan

@ 14%

Mortgage Loan

@ 12%

Gold Loan

@ 9%

NSC/KVP Loan

@ 9%

Welcome To Kankaria Maninagar Nagrik Sahakari Bank Ltd.

  • Mail Us
    banking@kmnsb.com

  • Call Us For Details
    079-25460815/25462763

Vehicle Loan

  • Hire Purchase Loan is available for purchase of two wheeler and four wheeler Vehicle.

Applicant Details:

  • Applicant’s last two years Income tax Return / Payslip of last 3 months / Notarized income certificate for joint family
  • Last tax bill / certificate from Society Chairman/Secretary if applicant owned property
  • Applicant should have Savings/ current Bank account with the bank
  • Applicant’s Pan card and Aadhar card.
  • 3 Photographs of Applicant.
  • Address proof – Electric bill/ Telephone bill -land line (any one) As per KYC norms
  • Quotation of vehicle
  • Applicant has to show all original documents to the bank for verification with zerox copy. Original documents will be returned to applicant after verification.
  • Applicant must have a Driving License.

Guarantor Details:

  • Photograph-2 copies
  • Last tax bill
  • Last income tax return copy
  • Address proof – electric bill /telephone bill -land line/Gas bill (any one)
  • Photo proof – Pan card / Voter card / Driving license/Aadhar card (Any one)

Conditions : 

  • Bank will give loan up to 75% of quotation.
  • Applicant has to take insurance of full value of vehicle in favour of bank.
  • The Loan will be repaid with interest in 36 to 60 equal monthly instalments.
  • Applicant have to pay margin amount to the bank. Bank will issue Banker cheque of full amount in the name of dealer.
  • Applicant have to submit Xerox copy of invoice, receipt, insurance policy, RTO book showing Bank's lien recorded with RTO.
  • Applicant has to take share @ 2.5% of the limit.
  • The processing charges will be 1% of loan amount Sanction.