sidetabindex

7 days to 45 days

@ 3.25%

46 days to 180 days

@ 4.50%

181 days to 1 year

@ 5.25%

1 year to 2 year

@ 6.25%

2 year to 3 year

@ 5.75%

above 3 years

@ 5.50%

Housing Loan

@ 8.75%* To 10%

Vehicle Loan

@ 8%

Personal Loan

@ 14%

Mortgage Loan

@ 12%

Gold Loan

@ 8%

NSC/KVP Loan

@ 8%

Welcome To Kankaria Maninagar Nagrik Sahakari Bank Ltd.

  • Mail Us
    banking@kmnsb.com

  • Call Us For Details
    079-25460815/25462763

Service Charges

Applicable from (01.07.2022)

1) Cheque Return Charges

# Service Type Charges
a) Outward Return Charges  
    i)  Upto Rs. 1,00,000/- Rs. 100/- + GST (18%)
    ii)  Rs. 1,00,001/- and Above 0.20% on the cheque amt + GST (18%)
    iii)  Loan Outward Return Chg  Rs. 500/- + GST (18%)
b) Loan ECS Return Chg (Outward) Rs. 500/- + GST (18%)
c) Inward Return Charge  
    i)  Upto Rs. 50,000/-  Rs. 100/- + GST (18%)
    ii)  Rs. 50,001/- To Rs.1,00,000/-  Rs. 200/- + GST (18%)
    iii)  Rs. 1,00,001/- and Above 0.20% on the cheque amt + GST (18%)
    iii)  Loan Inward Return Chg for Finance Company Rs. 500/- + GST (18%)
d) ECS Return Charge(Inward)  
    i)  Upto Rs. 25,000/- Rs. 300/- + GST (18%)
    ii)  Rs. 25,001/- and Above Rs. 500/- + GST (18%)
e) MMS Inward Charge Rs. 300/- + GST (18%)

2) Counter Return Charges

# Service Type Charges
Per Cheque Rs. 500/- + GST (18%)

3) OBC / IBC Charges

# Service Type Charges
a) Upto Rs. 50,000/- Rs. 50/- + GST (18%)
b) Rs. 50,001/- and Above 0.10% on the cheque amt + GST (18%)
c) Postage Rs. 50/- + GST (18%)
d) Return Charges Rs.100/- + GST (18%)

4) Cheque book Charges ( Per Cheque)

# Service Type Charges
a) New Cheque book Issue Rs. 2/- + GST (18%)
b) Stop Payment Charges Rs. 100/- + GST (18%)

5) Payorder / DD (HDFC/GSC)

# Service Type Charges
a) Up to Rs. 50,000/- Rs. 50/- + GST (18%)
b) Rs. 50,001/- and Above 0.20% on the cheque amt + GST (18%)

6) Duplicate Statement / Passbook Charges

# Service Type Charges
a) a) Duplicate Statement Charge Per Page Rs. 15/- + GST (18%)
b) Duplicate Passbook Charge Rs. 50/- + GST (18%)

7) Certificate Charges

# Service Type Charges
a) Signature Verification Charge Rs. 100/- + GST (18%)
b) Balance Confirmation Certificate Rs. 100/- + GST (18%)
c) Credit Proposal from Other Bank(LOD) Rs. 300/- + GST (18%)
d) Duplicate NOC Chg Rs. 200/- + GST (18%)

8) Loan Charges

# Service Type Charges
a) Loan Charges on disbursement 1% on Loan Amount
b) Pre- Matured Loan account closure 1% on the ledger Balance + Advance Recovery

9) Closure of Account

# Service Type Charges
a) Savings Bank Account Rs. 100/- + GST (18%)
b) Current Account Rs. 200/- + GST (18%)
c) Addition or Deletion of Name (Other than First Account Holder) Rs. 100/- + GST (18%)

10) Cash Transaction Charges

# Service Type Charges
a) Above Rs. 1,00,000/- Cash Deposit (Remittance Chg) 0.10% + GST (18%)
b) Above Rs. 25,000/- Deposited Against Clearing Hold ( Debit Clearing Charge) 0.10% + GST (18%)

11) ATM Charges

# Service Type Charges
a) ATM Card Issue Chg Rs. 200/- + GST (18%)
b) ATM Card Replacement charge Rs. 150/- + GST (18%)
c) ATM Card Pin Regenerate Charge Rs. 50/- + GST (18%)
d) ATM Yearly Charge Rs. 150/- + GST (18%)
e) e) ATM Transaction Chg (After 5 Transactions in Other Bank ATM in a month) Rs. 21/- + GST (18%)

 

12) IMPS Charges

# Service Type Charges
a) IMPS Per Transaction Chg Rs. 5/- + GST (18%)

13) SMS charge

# Service Type Charges
SMS Charge (Quarterly) Rs. 15/- + GST (18%)

14) Minimum Balance Charges

# Service Type Charges
a) Saving Account (Monthly) Rs. 50/- + GST (18%)
b) Current Account (Monthly) Rs. 100/- + GST (18%)

15) Incidental Charge (Half Yearly)

# Service Type Charges
a) Minimum Rs. 150/- + GST (18%)
b) Per Entry Rs. 1/- + GST (18%)