sidetabindex

7 days to 45 days

@ 3.25%

46 days to 180 days

@ 4.50%

181 days to 1 year

@ 5.25%

1 year to 2 year

@ 6.25%

2 year to 3 year

@ 5.75%

above 3 years

@ 5.50%

Housing Loan

@ 8.75%* To 10%

Vehicle Loan

@ 9%

Personal Loan

@ 14%

Mortgage Loan

@ 12%

Gold Loan

@ 9%

NSC/KVP Loan

@ 9%

Welcome To Kankaria Maninagar Nagrik Sahakari Bank Ltd.

  • Mail Us
    banking@kmnsb.com

  • Call Us For Details
    079-25460815/25462763

Service Charges

1) Cheque Return Charges

# Service Type Charges
a) Outward Return Charges Up to Rs.20,000/- Rs. 20/- +GST (18%)
b) Rs. 20,001/- and Above 0.10% of the amount + GST (18%)
c) For finance company outward return charge Rs.300/- + GST (18%)
d) ECS return Charge Rs. 50/- + GST (18%)
e) Loan ECS Return Charge Rs. 300/- + GST (18%)
f) Inward Return Charge  
    i)  Inward Return Charge Up to Rs. 1,00,000/- Rs. 50/- + GST (18%)
    ii)  Above Rs. 1,00,000/-   Rs. 200/- + GST (18%)
    iii)  Loan Inward Return Charge Rs. 100/- + GST (18%)

2) Counter Return Charges

# Service Type Charges
a) Up to Rs. 1,00,000/- Rs. 200/- GST (18%)
b) Above Rs. 1,00,000/- Rs. 400/- GST (18%)

3) OBC / IBC Charges

# Service Type Charges
a) Commission up to Rs. 50,000/- Rs. 50/- + GST (18%)
b) Above Rs. 50,000/- 0.10% on the Cheque Amount + GST (18%)
c) Postage Rs. 30/- + GST (18%)
d) Return Charges Rs. 50/- + GST (18%)

4) Cheque book Charges ( Per Cheque)

# Service Type Charges
a) New Cheque book Issue Rs. 2/- Per Cheque + GST (18%)
b) Stop Payment Charges Rs. 50/- Per Cheque + GST (18%)

5) Payorder / DD (HDFC/GSC)

# Service Type Charges
a) Up to Rs. 50,000/- Rs. 30/- + GST (18%)
b) Above Rs. 50,000/- 0.10% on the Cheque Amount + GST (18%)

6) Statement Charges

# Service Type Charges
a) Duplicate Statement Charge Rs. 15/- + GST (18%) (Per Page)
b) Duplicate Passbook Charge Rs. 50/- + GST (18%)

7) Certificate Charges

# Service Type Charges
a) Signature Verification Charge Rs. 50/- + GST (18%)
b) Balance Confirmation Certificate Rs. 50/- + GST (18%)
c) ECS Mandate Certificate Charge Rs. 100/- + GST (18%)
d) Credit Proposal from other Bank Rs. 100/- + GST (18%)

8) Loan Charges

# Service Type Charges
a) Loan Charges on disbursement 1% +GST of the Loan Amount
b) Pre- Matured Loan account closure 1% +GST on the Ledger Balance
     

9) Closure of Account

# Service Type Charges
a) Savings Bank Account Rs. 50/- + GST (18%)
b) Current Account Rs. 100/- + GST (18%)
c) Addition or deletion of Name (other than First account Holder) Rs. 50/- + GST (18%)

10) Cash Transaction Charges

# Service Type Charges
a) Above Rs. 1,00,000/- 0.10% + GST (18%)
b) Above Rs. 50,000/- Deposited Against Clearing Hold (Debit Clearing Charges) 0.10% + GST (18%)

11) ATM Charges

# Service Type Charges
a) New ATM Card Charge (One Time) Rs. 200/- + GST (18%)
b) ATM Card Replacement Rs. 100/- + GST (18%)
c) PIN Regenerate Charge Rs. 50/- + GST (18%)
d) ATM Yearly Charge Rs. 150/- + GST (18%)

 

12) IMPS Charges

# Service Type Charges
a)

Up to Rs 1 Lakh

Rs 5+ GST (18%)

b) Above Rs. 1 Lakh Rs.10+GST(18%)

13) Inoperative Account charge

# Service Type Charges
a)

Inoperative Account Charge

Inoperative after 2 year

Rs. 50/- + GST (18%)

quartly basis

     
# Service Type Charges
a)

Yearly SMS Charges

Rs. 50/- + GST (18%)

yearly basis