sidetabindex

7 days to 45 days

@ 3.25%

46 days to 180 days

@ 4.50%

181 days to 1 year

@ 5.25%

1 year to 2 year

@ 6.25%

2 year to 3 year

@ 5.75%

above 3 years

@ 5.50%

Housing Loan

@ 8.75%* To 10%

Vehicle Loan

@ 9%

Personal Loan

@ 14%

Mortgage Loan

@ 12%

Gold Loan

@ 9%

NSC/KVP Loan

@ 9%

Welcome To Kankaria Maninagar Nagrik Sahakari Bank Ltd.

  • Mail Us
    banking@kmnsb.com

  • Call Us For Details
    079-25460815/25462763

Personal Loan

  • A personal loan is a type of unsecured loan and helps you meet your current financial needs. You don’t usually need to pledge any security or collateral while availing a personal loan and your lender provides you with the flexibility to use the funds as per your need

Applicant Details : 

  • Last three years balance sheet, copy of Income tax return, copy of Partner’s personal return , Memorandum and Article of Association in case of limited company, resolution for loan application, Pay slip of last 3 Months.
  • Three photographs of Applicant
  • Business proof of Applicant
  • Applicant’s Pan card & Aadhar card
  • Bank statement of last 2 years
  • Applicant has to show all original documents to the bank for verification with zerox copy. Original documents will be returned to applicant after verification.
  • Address proof – electric bill /telephone bill /Gas bill (any one) As per KYC norms.

Gaurantor Details: 

  • Photograph-3 copies
  • Last tax bill
  • Last income tax return copy / Pay slip of last 3 Months.
  • Address proof – electric bill /telephone bill /Gas bill (any one) As per KYC norms
  • Photo proof – Aadhar card / Pan card / Voter card / Driving license/Aadhar card (Any one) As per KYC norms

Conditions : 

  • Bank will give loan if property is having N.A.N.O.C and BU permission.
  • Applicant has to provide two guarantors.
  • Applicant has to take share @ 5% of the limit.
  • The processing charges will be 1% of loan amount sanction.