sidetabindex

7 days to 45 days

@ 3.25%

46 days to 180 days

@ 4.50%

181 days to 1 year

@ 5.25%

1 year to 2 year

@ 6.25%

2 year to 3 year

@ 5.75%

above 3 years

@ 5.50%

Housing Loan

@ 8.75%* To 10%

Vehicle Loan

@ 9%

Personal Loan

@ 14%

Mortgage Loan

@ 12%

Gold Loan

@ 9%

NSC/KVP Loan

@ 9%

Welcome To Kankaria Maninagar Nagrik Sahakari Bank Ltd.

  • Mail Us
    banking@kmnsb.com

  • Call Us For Details
    079-25460815/25462763

IMPS

Immediate Payment Service (IMPS) is an instant payment inter-bankelectronic funds transfer system in India. IMPS offers an inter-bank electronic fund transfer service through mobile phones. Unlike NEFT and RTGS, the service is available 24/7 throughout the year including bank holidays.

It is managed by the National Payments Corporation of India (NPCI) and is built upon the existing National Financial Switch network. In 2010, the NPCI initially carried out a pilot for the mobile payment system with 4 member banks (State Bank of India, Bank of India, Union Bank of India and ICICI Bank), and expanded it to include Yes Bank, Axis Bank and HDFC Bank later that year. IMPS was publicly launched on November 22, 2010. Currently, there are 53 commercial banks, 101 Rural/District/Urban and cooperative banks, and 24PPIi signed up for the IMPS service.

Immediate Payment Service is an interbank electronic instant mobile money transfer service through mobile phones. Our IMPS service helps you access your Bank Account and transfer funds instantly. The beneficiary account is credited immediately when a Fund Transfer request is made through your Mobile phone / Internet Banking. This service is available 24x7, throughout the year including Sundays and any bank holiday. Below is the list of participating banks.

IMPS Funds Transfer facility is available through iMobile and Internet Banking. You will need a 7 digit MMID* (Mobile Money Identifier) number to transfer funds via IMPS.

Generate MMID :

Go to iMobile on your mobile phone >> Select Bank Account >> Select Desired Account >> Select Insta FT(IMPS) >> Select Generate MMID >> Your 7-digit MMID will be displayed. Once your details are authenticated, the money is transferred instantly from your account. You will also receive an SMS informing you about the relevant status.

Transfer Money using Mobile Number & MMID :

Go to iMobile on your mobile phone and Select Bank Account Menu

Select Desired Account for IMPS Funds Transfer

Select IMPS Payments

Select IMPS-Mobile Number

Enter Beneficiary's 10 digit mobile number and 7 digit MMID^ number followed by the amount you wish to transfer and Remarks

Confirm entered details.

To authenticate, enter the required 3 grid values (eg: I=24,K=54,M=43), of the 16 grid values present at the back of your ICICI Bank Debit Card.

Once your details are authenticated, the money is transferred instantly from your account. You will also receive an SMS informing you about relevant status.

Transfer Money using Account Number & IFSC :

Go to iMobile on your mobile phone and Select Bank Account Menu

Select Desired Account for IMPS Funds Transfer

Select IMPS Payments

Select IMPS-Account Number

Enter Beneficiary's Account Number and 11 digit IFSC followed by the amount you wish to transfer and Remarks

Confirm entered details

To authenticate, enter the required 3 grid values (eg: I=24,K=54,M=43), of the 16 grid values present at the back of your ICICI Bank Debit Card

Once your details are authenticated, the money is transferred instantly from your account. You will also receive an SMS informing you about relevant status 

Receive Money :

To receive money to your account via instant money transfer you will need to share your mobile number and MMID with the payer.

For First time Fund transfer to anyone add beneficiary, It will activate after 24 Hours.And this is one time process for one beneficiary